Financial Support

All students receive full tuition and stipend support while they are enrolled and making satisfactory progress toward the Ph.D. degree. For the 2022-2023 academic year, the stipend support is $44,376 or $3,698 per month.

In addition to receiving full tuition and stipend support, all students in the Division of Medical Sciences program are eligible for the following benefits through the Graduate School of Arts and Sciences and DMS. The list here is to highlight the many resources that are available to you as a graduate student.

Financial Aid

Tuition & Stipend

All students, regardless of citizenship, that matriculate to one of the DMS PhD programs are fully funded while registered adn in good standing as a full time graduate student in GSAS. This support covers both tuition and stipend.

Health Insurance Students are eligible to enroll in the Harvard Univesity Student Health Plan (HUSHP). Students are not responsible for paying the yearly health fee.
Education Expense Allowance Upon matriculation to DMS, all students are given a one time $1,000 allowance to purchase supplies


Student Health Benefits

Click the link for a summary of the benefits offered with the Harvard University Student Health Program. Please refer to their website to learn more about these benefits.

Family Benefits

DMS Childcare Scholarship

DMS students with children may apply for additional support from the DMS Child Care Scholarship. These funds are paid out twice a year for a maximum of five years.
Parental Accomodations and Financial Support Students enrolled in PhD programs at GSAS who are expecting a child either by adoption or childbirth are eligible for the PAFS program.

Career & Professional Development

DMS Travel Allowance All DMS students receive a one time $600 travel allowance that may be used to attend a meeting or conference.


Emergency Support

GSAS Hardship fund

At the Graduate School of Arts and Sciences, we understand that an emergency can cause significant stress and uncertainty, impacting your academic success and personal well-being. Students who experience financial hardship as the result of an emergency are encouraged to connect with the Office of Financial Aid. The financial aid staff can provide guidance and advice in navigating available resources. 
HGSU-UAW Emergency Grant Fund The contract between Harvard University and the Harvard Graduate Student Union (HGSU-UAW) establishes a fund of $50,000 to provide student workers with funds to meet temporary hardship due to a significant emergency event. 
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Direct Deposit

Direct Deposit Sheet

We encourage you to enroll in direct deposit for your graduate stipend payments, which will ensure speedy and secure transfer of funds directly to your bank account.

Visit, click on the PeopleSoft link at the top right, and login using your HarvardKey.

Once in PeopleSoft, within the Self-Service menu, click on My Pay and then Deposit.

If you are residing outside of the US and do not have access to a US bank account, you will be sent a link by Western Union after the 1st of the month when your stipend commences. At that time, you can enter your international banking details and Western Union will initiate a wire payment.  

Tax Information

Tax Information

GSAS Financial Wellness - Tax Workshops

Special Note Concerning US Income Taxes

HIO Tax Information for International Students


The Graduate Student Council (GSC) usually partners with the GSAS Financial Aid Office to sponsor the tax talks in GSAS in the spring. They will be posted on the engage event calendar: The PowerPoints from the 2020 session can be found here: